Agriculture and ENISA activate the Agroinnpulso 2026 line for agri-food SMEs

The Official State Gazette publishes this Tuesday, September 1, 2026, in issue number 215, the Resolution of August 26, 2026, of the Undersecretariat, which publicizes the agreement activating the Agroinnpulso 2026 Line of participating loans. The agreement, signed on July 29, 2026, will allow 6 million euros to be channeled toward entrepreneurs and innovative SMEs in the agri-food sector and rural environment, and appears in section III of the gazette, page 118121, with official reference BOE-A-2026-18411.

An agreement between two ministries

The agreement is signed, on one part, by María Begoña García Bernal, Secretary of State for Agriculture and Food, representing the Ministry of Agriculture, Fisheries and Food (MAPA); and, on the other, by Carolina Rodríguez Arias, CEO of the National Innovation Company, S.M.E., SA (ENISA), a state-owned company attached to the Ministry of Industry and Tourism. The resolution is signed by the Undersecretary of the Presidency, Justice and Relations with the Courts, Alberto Herrera Rodríguez.

The line is part of the Digitalization Strategy for the Agri-food Sector and the Rural Environment and its III Action Plan 2024-2026, and is based on the sixty-second additional provision of Law 11/2020, of December 30, on the General State Budgets for 2021, charged to the extended budgets of Law 31/2022.

Loan conditions

MAPA grants ENISA a loan of up to 6 million euros in 2026, charged to budget application 21.08.414B.821.06, at an interest rate of 0%, without guarantees and with a maximum amortization period of ten years. With these funds, ENISA will grant participating loans to the beneficiary companies with the following characteristics:

• Amount between 25,000 and 1,500,000 euros.
• Maximum amortization period of nine years, with a grace period of up to seven years for the principal.
• Final maturity that may not exceed December 31, 2035.
• Opening commission of 0.5% of the amount.
• Interest in two tranches: a first fixed tranche linked to the one-year Euribor (plus 2 points for A1-C2 ratings, and plus 3.75 for C3 and refinancings), and a second variable tranche based on the pre-tax return on equity.

Beneficiaries and European guarantee

Agri-food SMEs from across the entire value chain may access the line, including those carrying out technology-based activities in rural areas (Agrotech), with special attention to those generating quality employment for youth and women, with a registered office in Spain and projects that are technically and economically viable. Activities linked to fossil fuels or those that violate the principle of doing no significant harm to the environment are excluded.

The loans may be backed by the guarantee of the European Investment Fund (EIF), pursuant to the contract formalized on December 13, 2024, within the framework of the InvestEU Fund, which covers 70% of the principal and interest of each operation and allows for a reduction in the rate of the first tranche. The agreement will remain in effect until December 31, 2036, and will be registered in the Registry of Agreements and Commissions of the State Public Sector.

Relevance for the sector

The Agroinnpulso 2026 Line arrives at a time when agri-food and rural SMEs face difficulties accessing traditional bank financing due to their short track record and the absence of real guarantees. As these are participating loans that neither dilute capital nor count as debt in the Risk Information Center of the Bank of Spain, the line offers entrepreneurs and companies a key instrument to drive their digital transformation, complete funding rounds, and consolidate their competitiveness, creating a driving effect on employment and innovation in the region.

Source: Official State Gazette, no. 215, Tuesday, September 1, 2026, Sec. III, page 118121 (official reference: BOE-A-2026-18411).