Trade Consortium: up to 20,000 euros for those affected by the storm

The Commerce, Craft and Fashion Consortium of Catalonia (CCAM) has approved the regulatory bases for a line of grants so that freelancers and SMEs affected by the storm in the first days of October 2026 can repair damages, replace assets, and resume activity. The resolution, signed on November 3 in Barcelona by the entity’s director, Moisés Rodriguez, is published in the Official Gazette of the Generalitat de Catalunya (DOGC) no. 9789, of November 6, 2026, with the reference CVE-DOGC-A-26307096-2026. The grants reach up to 20,000 euros per beneficiary and cover actions carried out between October 2, 2026, and March 31, 2027.

The origin: a 5 million Government agreement

The bases deploy Agreement GOV/242/2026, of October 6, 2026, which promoted urgent response, information, coordination, and recovery support measures for the damage caused by intense and torrential rains. That agreement established a line of aid for the affected economic sectors with an initial amount of 5 million euros, which is expandable.

The General Council of the CCAM approved the bases on November 3, 2026, with a favorable report from the Legal Advisory of the Department of Enterprise and Labor, and the signature corresponds to the director by delegation of Resolution EMT/3608/2026, of October 8 (DOGC no. 9770, of 9.10.2026). The action is part of the Strategic Grant Plan of the Department of Enterprise and Labor, code PES25-28_EMT0137, and the bases enter into force the day after publication in the DOGC.

Twenty-five counties and eligible expenses

Beneficiaries may include self-employed professionals registered under the special regime for self-employed workers (RETA) and SMEs with a registered or operational office in any of these 25 counties:

• Territory: Alt Camp, Alt Empordà, Alt Penedès, Baix Camp, Baix Ebre, Baix Empordà, Baix Llobregat, Baix Penedès, Barcelonès, Garraf, Garrotxa, Gironès, Maresme, Moianès, Montsià, Osona, Pla de l’Estany, Ribera d’Ebre, Ripollès, Segrià, Selva, Terra Alta, Tarragonès, Vallès Occidental, and Vallès Oriental.

It is also required that the main activity appears in the list of IAE (Economic Activities Tax) headings included in the bases (manufacturing industry, construction, wholesale and retail trade, food services, repairs, business services, or personal services, among others) and that recovery expenses exceeding 2,000 euros, excluding VAT, have been incurred.

Eligible expenses are investment expenses and must be unequivocally attributable to the storm:

• Renovation and improvement of the establishment.
• Purchase or rehabilitation of furniture and/or machinery.
• Signage.
• Computer equipment.
• Other elements of the establishment.

Excluded, among others, are VAT and other taxes, vehicle expenses, studies, sponsorships, accommodation and catering, and goods or stocks intended for sale that have been damaged, as well as their replacement. Invoices must be dated after October 2, 2026, and the economic justification can be submitted until March 31, 2027.

Amounts by brackets and non-competitive bidding

The amount of the aid depends on the accredited expenditure:

• Up to 5,000 euros for expenses between 2,001 and 10,000 euros.
• 10,000 euros for expenses between 10,001 and 25,000 euros.
• 15,000 euros for expenses between 25,001 and 50,000 euros.
• 20,000 euros for expenses exceeding 50,000 euros.

The procedure is based on non-competitive bidding, without comparison of applications: aid is granted according to available funds, and the call must specify the maximum amount and the budgetary allocation. Applications are submitted through the Canal Empresa, with a single application per beneficiary even if they have several affected establishments, and the instructing body is the person holding the position of head of the Commerce Area of the consortium.

The grants are compatible with other public or private subsidies, but cannot exceed the cost of the activity or insurance indemnities for the same damages. As these are de minimis aids (Regulation (EU) 2023/2831), the company cannot exceed 300,000 euros over three years.

Appeals and impact for those affected

The resolution exhausts the administrative route: a request for reversal may be filed before the Minister of Enterprise and Labor within one month, or a contentious-administrative appeal may be filed before the High Court of Justice of Catalonia within two months.

For shops, workshops, and small businesses in the affected regions, this line is the most direct instrument to finance works, furniture, and equipment after the floods, with an initial allocation of 5 million euros that the Government may expand according to demand.

Fuente: DOGC, núm. 9789, 6 de noviembre de 2026, sección I, pág. 1 (referència oficial: CVE-DOGC-A-26307096-2026).